ABOUT US
WHAT WE DO
Cabsurance is a traditional, family-run insurance broker, with over 60 years of experience in dealing with the licensed taxi trade. As market-leaders, we provide a professional, reliable, and relatable service for taxi drivers.
The team have outstanding relationships in the insurance market, which gives us greater leverage when negotiating competitive Taxi insurance quotes for our clients. Due to the service we provide, we have an incredibly high renewal rate, something we are very proud of.
TRUSTED INSURANCE PARTNER OF CAB DIRECT
We are proud to be a trusted insurance partner of Cab Direct, the UK’s leading taxi supplier. All
Cab Direct customers will receive free Legal cover. To find our more about Cab Direct and our
partnership, click the button below.

Senior Management Team
Lawrence Rose
Lawrence started his career as a Trainee Underwriter in 1980 working for the NIG.
In 1982, Lawrence joined his family business, Emrose Insurance Brokers, that his father started in 1963.
In 2014 Lawrence was appointed Managing Director until June 2021 when they were acquired by Specialist Risk Group.
Lawrence is married with 2 children and 2 grandchildren that keep him on his toes. He is a season ticket holder at Arsenal and enjoys attending matches with his wife and son. He follows Formula 1 Motor Racing and still plays the occasional round of golf.
Gary Rose
Gary started his career in insurance at age 17. He worked for the NIG for 18 months before joining the family business 40 years ago.
Gary is a Director of Cabsurance and works closely with his two brothers, Lawrence and Jonathan. He deals with the day to day running of the business and specialises in London Black Taxis, as well as general insurance business.
In his spare time, Gary enjoys keeping fit. He is an avid sportsman and has completed 3 London Marathons. He also plays football most Sundays and fits in a game of golf when he can.
Gary enjoys F1, he is a big Lewis Hamilton fan. His biggest pleasure of all is watching Arsenal. He has been a season ticket holder for over 40 years and goes to matches with his kids.
Jonathan Rose
Jonathan started his career in insurance nearly 40 years ago. Jonathan left school and sought to gain as much experience as possible before he joined the family business.
After a couple of short-term jobs in insurance he went on to work for NIG in the motor underwriting department for four years.
In 1988 Jonathan joined Emrose Insurance Brokers which was started by Jonathan’s late father in 1963. Jonathan gained valuable knowledge from his father over the years especially in the London Taxi Industry.
Jonathan is married and has two sons. He is an Arsenal fan and has had a season ticket for 30 years.
Need cover? Let’s get you a quote.
Whether you drive one cab or run a fleet, getting covered shouldn’t slow you down. Drive away with confidence, our expertise in taxi insurance has protected London drivers for over 45 years.
PART OF SOMETHING BIGGER
Our parent company, Specialist Risk Group (SRG), is one of the fastest-growing groups of insurance intermediaries in the UK, placing £2BN of premium into the Global insurance market. SRG brings together individuals and businesses from across the world with a plethora of UK and international broking and underwriting specialisms, serving more than 120,000 clients. Governed by our mantra ‘Difficult. Done Well.’, we are proud of the deep expertise we have across multiple lines of specialist business.
Our people are at the heart of all the decisions we make at SRG. We pride ourselves on the culture we are creating, which focuses on treating our colleagues with respect, and providing an environment where everyone is supported with limitless potential and ambition.
Visit the Specialist Risk Group website

GET IN TOUCH
SIGN UP TO OUR MAILING LIST
FAQs
- General FAQs
- Taxi insurance
- Taxi Fleet insurance
- Private Hire insurance
What happens if my taxi is off the road after an accident?
With Taxi Vehicle Hire cover, you can receive a replacement licensed vehicle, helping you stay on the road while repairs are completed.
What if a passenger makes a complaint or allegation against a driver?
Public Liability and Legal Expenses insurance can help cover defence costs and provide support during disputes or claims.
How quickly are Taxi insurance claims handled?
Specialist taxi insurers prioritise fast claims handling, as time off the road directly impacts income.
Do councils require proof of Taxi insurance for licensing?
Yes. Most local authorities require evidence of compliant Taxi or Private Hire insurance before issuing or renewing a licence.
What happens if my taxi keys are lost or stolen?
Key Care cover can pay for replacement keys, locks, or reprogramming following loss or theft.
Can you insure my vehicles across the UK?
We can provide our expertise and business to clients based in England, Scotland and Wales.
Does Taxi insurance cover passengers?
Yes, for road traffic accidents. However, separate Taxi Public Liability insurance is often required for non-driving incidents, such as passengers slipping while entering or exiting the vehicle.
What happens if my taxi is off the road after an accident?
With Taxi Vehicle Hire cover, you can receive a replacement licensed vehicle, helping you stay on the road while repairs are completed.
Is Taxi insurance available for electric or hybrid vehicles?
Yes. Specialist Taxi insurance can cover electric and hybrid vehicles, including higher repair costs and battery-related considerations.
Does Taxi insurance cover lost or damaged passenger property?
Yes. Taxi Public Liability insurance can respond to claims for loss or damage to customer property while in your care.
Are payment plans available for Taxi insurance?
Yes. Flexible payment options are commonly available to help taxi drivers and operators manage cash flow.
Is Breakdown cover included with Taxi insurance?
Breakdown cover is usually optional and provides 24/7 roadside assistance to minimise downtime, keeping you on the road.
What additional insurance do taxi fleet operators need?
Taxi fleet operators may also require Employer’s Liability, Public Liability, and Management Protection to address driver safety, duty of care, and operational risk.
Can Taxi Fleet insurance cover multiple vehicles under one policy?
Yes. Taxi Fleet insurance can cover three or more vehicles under a single policy with one renewal date and centralised administration.
Do I need different insurance for Hackney carriage and private hire vehicles?
Yes. Hackney carriage and private hire vehicles are licensed differently, and your taxi insurance must match how the vehicle is permitted to operate under local authority rules.