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Taxis
Taxi

Taxis

Whether you are still driving a TX4 or Mercedes Vito or have purchased a new LEVC or Dynamo, we will work closely with you to develop comprehensive cover at a competitive price.

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Taxi Fleets
Taxi Fleets

Taxi Fleets

If you own three or more vehicles, insuring them under one taxi fleet insurance policy ensures all your cabs are covered, with a single renewal date and premium.

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  • General FAQs
  • Taxi insurance
  • Taxi Fleet insurance
  • Private Hire insurance

What happens if my taxi is off the road after an accident?

With Taxi Vehicle Hire cover, you can receive a replacement licensed vehicle, helping you stay on the road while repairs are completed.

What if a passenger makes a complaint or allegation against a driver?

Public Liability and Legal Expenses insurance can help cover defence costs and provide support during disputes or claims.

How quickly are Taxi insurance claims handled?

Specialist taxi insurers prioritise fast claims handling, as time off the road directly impacts income.

Do councils require proof of Taxi insurance for licensing?

Yes. Most local authorities require evidence of compliant Taxi or Private Hire insurance before issuing or renewing a licence.

What happens if my taxi keys are lost or stolen?

Key Care cover can pay for replacement keys, locks, or reprogramming following loss or theft.

Can you insure my vehicles across the UK?

We can provide our expertise and business to clients based in England, Scotland and Wales.

Does Taxi insurance cover passengers?

Yes, for road traffic accidents. However, separate Taxi Public Liability insurance is often required for non-driving incidents, such as passengers slipping while entering or exiting the vehicle.

What happens if my taxi is off the road after an accident?

With Taxi Vehicle Hire cover, you can receive a replacement licensed vehicle, helping you stay on the road while repairs are completed.

Is Taxi insurance available for electric or hybrid vehicles?

Yes. Specialist Taxi insurance can cover electric and hybrid vehicles, including higher repair costs and battery-related considerations.

Does Taxi insurance cover lost or damaged passenger property?

Yes. Taxi Public Liability insurance can respond to claims for loss or damage to customer property while in your care.

Are payment plans available for Taxi insurance?

Yes. Flexible payment options are commonly available to help taxi drivers and operators manage cash flow.

Is Breakdown cover included with taxi insurance?

Breakdown cover is usually optional and provides 24/7 roadside assistance to minimise downtime, keeping you on the road.

What additional insurance do taxi fleet operators need?

Taxi fleet operators may also require Employer’s Liability, Public Liability, and Management Protection to address driver safety, duty of care, and operational risk.

Can Taxi Fleet insurance cover multiple vehicles under one policy?

Yes. Taxi Fleet insurance can cover three or more vehicles under a single policy with one renewal date and centralised administration.

Do I need different insurance for Hackney carriage and private hire vehicles?

Yes. Hackney carriage and private hire vehicles are licensed differently, and your taxi insurance must match how the vehicle is permitted to operate under local authority rules.