Motor Insurance
Motor insurance protects you, your vehicle, and other motorists against liability in the event of an accident. It provides financial compensation to cover any injuries caused to people or their property.
As a specialist taxi insurance broker, we understand how important it is for your vehicles to be on the road. If you own three or more vehicles, insuring them under one taxi fleet insurance policy ensures all your cabs are covered, with a single renewal date and premium.
With over 40 years of experience in arranging insurance for the Licensed London Taxi Trade, we have developed an enviable position as a market-leader and provide a professional and reliable service for our clients.
In our most recent Investor in Customers Assessment, we received one of the highest gold scores of all time, something we are incredibly proud of as a team. We will work closely with you to understand your requirements and how you operate before crafting a bespoke insurance programme* to protect you.
We can negotiate covers for
- Third Party Death
- Bodily Injury
- Third-Party Property Damage
- Comprehensive Cover
* If you currently hold a fleet policy, we will generally require a copy of your previous 3 years claims experience issued by the previous insurer to enable quotes to be obtained.
Taxi insurance specialists.
Our outstanding relationships with insurers give us greater negotiation power to secure competitive quotes.
Our claims app allows you to quickly and efficiently report any claims.
We work with 6 preferred London garages, ensuring you have a replacement taxi swiftly if your vehicle needs repairing.
REPORTING YOUR CLAIMS HAS NEVER BEEN EASIER USING OUR CLAIMS APP
Streamline your claims process
The use of our claims app makes reporting your motor claims easier than ever, with users of the app seeing the time between the incident occurring and it being recorded cut by over 90%.
Report at the scene
Drivers can use the app to collect accurate and detailed evidence including GPS location data and images from the scene.
‘’We have used the Claims App on several occasions now, communicating incidents in much faster timeframes allows us to capture claim and control our cost effectively. The benefits were immediately obvious how user friendly and effective the system is.”
– Cabsurance Customer
Legal Expenses
Motor Legal Expenses provides legal assistance in the event of a motor prosecution, or a court case resulting from an incident or claim. It allows you to recover out-of-pocket expenses such as loss of earnings and policy excess.
Excess Protection
Excess Protection allows you to claim back your full policy excess on one insurance claim during the year-long life of the policy.
Taxi Public Liability Insurance
Taxi Liability insurance safeguards you and your business against any unforeseen circumstances involving your passengers.
Taxi Vehicle Hire
Taxi Vehicle Hire provides you with a replacement vehicle if your cab is rendered unroadworthy following an accident, fault or non-fault.
Key Care
Key Care insurance covers the cost of a replacement key in the event that yours are lost or stolen.
Breakdown Assistance
Taxi Breakdown Assistance provides peace of mind that help is on hand 24/7 if your taxi breaks down.
Accident and Sickness
Accident and Sickness insurance protects your income if you are not able to work as a result of an injury or illness.
“Lawrence Rose and I have been working together for over 30 years, looking after our fleet. We are excited about the future and look forward to building our relationship with Specialist Risk Group, all working together to build a sustainable future for taxis.”
Testimonial 3
"I truly appreciate everything you have done for me this last year and the level of professionalism you have displayed. My experience has certainly been a positive one and I hope we can do business again in the future."
Testimonial 2
“I must say a big thank you for the recommendation of Key Care Cover you offered at renewal of my Motor Insurance. Unfortunately, I recently lost my BMW car key and was told by BMW that the replacement cost would be £520.
When I contacted yourselves, you advised me that it was not a problem as my lost key would be covered under my Key Care policy. A phone call later my claim was authorized I ordered and paid for a replacement with the costs being reimbursed within 24 hours.
I cannot thank you enough and I have no hesitation in recommending the additional cover and especially the services your company offers.”