Navigating the roads of London as a cab driver comes with its own set of challenges and responsibilities. As London’s leading Taxi insurance broker, Cabsurance is committed to helping you understand the intricacies of Taxi insurance, ensuring you are well-protected and compliant with legal requirements to tackle London’s streets with confidence.

We understand that your taxi is your livelihood. This comprehensive guide will walk you through everything you need to know about Taxi insurance, from cover options to choosing the right policy, to keep you safely on the road.


Taxi insurance is a specialised type of vehicle insurance designed specifically for vehicles that are used to transport passengers for hire and reward. Unlike standard Car insurance, Taxi insurance is designed to cover the additional risks associated with carrying passengers and driving extensively in urban environments, meaning you are protected while you go about your day-to-day work.

If you own three or more vehicles, we can work with you to arrange cover under one taxi fleet insurance policy, ensuring all of your cabs are covered and you only have one renewal date and premium.

Get a quote from our team of experts today.


Motor Insurance

Motor insurance protects you, your vehicle, and other motorists against liability in the event of an accident. It provides financial compensation to cover any injuries caused to people or their property.

Taxi Public Liability Insurance

Taxi Liability insurance safeguards you and your business against any unforeseen circumstances involving your passengers.

Employers Liability Insurance

Mandatory if you employ other drivers or staff, Employers Liability insurance covers claims from employees injuries or illnesses related to their work.


Legal Expenses

Motor Legal Expenses provides legal assistance in the event of a motor prosecution, or a court case resulting from an incident or claim. It allows you to recover out-of-pocket expenses such as loss of earnings and policy excess.

Breakdown Assistance

Taxi Breakdown cover offers 24/7 roadside and recovery in case of a vehicle breakdown.

Excess Protection

Excess Protection allows you to claim back your full policy excess on one insurance claim during the year-long life of the policy.

Taxi Vehicle Hire

Taxi Vehicle Hire provides you with a replacement vehicle if you cab is rendered unroadworthy follow an accident, fault or non-fault.

Accident and Sickness

Accident and Sickness insurance protects your income if you are not able to work as a result of an injury or illness.

Key Care

Key Care insurance covers the cost of a replacement key in the event that yours are lost or stolen.

Ready to find cover that protects to your business and livelihood? Request a quote from our expert team today.


With costs rising across the board, being aware of the factors that can influence the cost of your Taxi insurance premium will help you to find the best deal:

Driving Experience

More experienced drivers typically enjoy lower premiums.

Vehicle Type

The make, model, and age of your vehicle can impact your premium.


How frequently and where you drive can affect your risk level and insurance cost.

Claims History

A clean claims history can help reduce your premium.

No Claims Discount

Many insurers offer discounts for each year you don’t make a claim.


When selecting a taxi insurance policy, consider the following steps:

  1. Assess Your Needs

Determine the level of coverage you need based on your driving patterns and the risks your business involves.

  1. Compare Quotes

Use a reputable broker like Cabsurance to compare quotes from multiple insurers. We have over 45 years of experience in arranging Taxi insurance for the cab companies of London so are well versed in the risks you face. Working together, we can arrange a comprehensive policy without gaps that leave you exposed.

  1. Check the Policy Details

Ensure you understand what is covered, any exclusions, and the claims process. Cabsurance take the stress out of making a claim by handling all claims in-house. Our claims app enables you to report claims up to 90% faster and record accurate and detailed evidence including GPS location and images from the scene.


At Cabsurance, we specialise in providing tailored insurance solutions for taxi drivers in London. Our extensive experience and deep understanding of the industry allow us to offer competitive rates and comprehensive coverage options. We work closely with you to find the best policy that fits your specific needs, ensuring that you can drive with confidence.

Trust Cabsurance to guide you through the process and provide the most comprehensive insurance solutions tailored to your needs and you will drive safely and confidently knowing you have the right Taxi insurance in place, request a quote online today or call our helpful team on 020 8597 2622 today.


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